Coming soon

Personal, couple, and business finances. All in one place.

Simple to use, powerful enough to plan your financial future. For you, your family, or your business.

No spam. Waitlist members will be the first to try it.

See your financial future before it happens

Financial Radar projects your balance into the future. You know in advance if your money will last. And what to adjust.

Balance forecast Next month
6k 4k 2k 0 Today Apr 10 Apr 20 Apr 30 today April 25 $1,500 balance
!

All clear

Positive balance throughout the projected horizon. Keep it up.

Heads up

Balance will be tight soon. Time to rethink spending.

Risk

Balance will go negative. Act now to avoid problems.

Built for your reality

Whether you manage your own finances, share with a partner, or run a business.

Truly understand your finances. No spreadsheets, no hassle

Log income and expenses in seconds. Financial Radar shows if your money will last until your next paycheck. Budgets, goals, and reports that make sense.

  • Financial Radar with smart balance forecasting
  • Smart categories that learn your patterns
  • Budgets by category with alerts
  • Savings goals with visual tracking
  • OFX/CSV import from your bank
  • Credit card with full billing cycle
Hi, Sarah Personal
Your money lasts until May 22
Groceries
70%
Transport
92%
Leisure
45%
Emergency fund
$8,400 of $15,000
Whole Foods -$187
Freelance +$1,200
Netflix -$15.49

From sign-up to Radar in 5 minutes

Easy to start. Powerful to use.

1

Choose your profile

Individual, couple/family, or freelancer/small business. Trakivo sets everything up for you.

2

Add your accounts

Bank, credit card, cash, savings. Each account with its own currency if needed.

3

Log recurring income

Salary, freelance, investments. Mark as recurring and never worry again.

4

Log recurring expenses

Rent, subscriptions, credit card, utilities. Trakivo remembers your patterns.

5

Radar activated

Done. Financial Radar forecasts your balance into the future. No magic. Just math.

Choose the right plan for you

All plans include Financial Radar, OFX/CSV import, flexible categories, budgets, goals, tags, attachments, and multi-currency. Free 14-day trial, no commitment.

Essential

For those who want the basics done right

Price revealed at launch
  • 1 personal workspace
  • Full Financial Radar
  • Budgets and goals
  • OFX/CSV import
  • Categories and subcategories
  • Credit card with full billing cycle
  • Reports and charts
  • Multi-currency
Join the waitlist to know first

Family

For couples and families who manage together

Price revealed at launch
  • Everything in Pro, plus:
  • Up to 5 workspaces
  • Up to 4 guests (5 total)
  • Shared workspace with consolidated view
  • Roles: owner, editor, viewer
  • Shared budgets and goals
Join the waitlist to know first
Compare all features
Feature Essential Pro Family
Financial Radar
Workspaces 1 Up to 5
Guests Up to 4
Professional workspace
Budgets by category
Savings goals
OFX/CSV import
CSV and PDF export
Credit card (full billing cycle)
Categories and subcategories
Custom tags
Attachments (receipts, PDFs)
Multi-currency
Languages (pt-BR, en-US, es-419)

Fair and affordable pricing. Waitlist members will be the first to know.

Frequently asked questions

What is Financial Radar?

Financial Radar is Trakivo's forecasting engine. It takes your current balance, adds your future income, subtracts your scheduled expenses, and projects your balance into the future, adapting the horizon to your data. You know in advance if your money will last. And you get alerts when something needs attention.

Is the trial really free?

Yes. You get 14 days to test all features of the Family plan (the most complete). A credit card is required to start the trial, but you'll receive a reminder 2 days before being charged and can cancel with one click at any time. If charged and not satisfied, we'll refund within 7 days.

Do I need to connect my bank account?

No. Trakivo works without bank login. You add transactions manually (in seconds) or import statements via OFX/CSV. Your data stays with you. No middlemen, no sharing bank credentials.

Can I share with my spouse/family?

Yes! With the Family plan, you can invite up to 4 people to the shared workspace. Guests only access that workspace and see the consolidated family overview. If a guest wants their own personal workspace, they just need to subscribe to their own plan. Your personal workspace as the owner remains private.

I'm a freelancer/small business owner. Does Trakivo replace an ERP?

Trakivo is not an ERP. It's simpler. With the Pro and Family plans, you get a professional workspace with dedicated categories (Suppliers, Business taxes, Service tax, Owner's draw). Ideal for separating personal from business finances without enterprise-level complexity.

Does it work in other languages/currencies?

Yes. Trakivo is available in Portuguese (BR), English (US), and Spanish (Latin America). Each financial account can have its own currency. Ideal for those who earn in different currencies, travel frequently, or live abroad.

Is my data secure?

Yes. We don't sell data, don't share with third parties, and don't require access to your bank account. Communication is encrypted and your data is stored securely. Privacy is a principle, not a feature.

Is there a mobile app?

Yes! Trakivo will have native apps for Android and iOS, as well as a web version. The experience is consistent across all platforms.

What's the difference between the plans?

The main difference is the number of workspaces and the ability to invite members. Essential: 1 workspace, ideal for individual use. Pro: up to 3 workspaces, ideal for freelancers. Family: up to 5 workspaces + 4 guests, ideal for couples and families. All plans include the full Financial Radar.

When will Trakivo launch?

We're in the development and testing phase. Waitlist members will be notified first. And will get to try it before everyone else.

Be the first to try Trakivo

Waitlist members will get early access and be the first to know launch pricing.

No spam. Cancel anytime.